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Bybit Card EU
Tap the card to read the small print
Your first yearCosts about/yr
- Monthly fee · none
- $0
- Cashback · 1%
- /yr
- Currency fee · 0.5%
- /yr
- ATM
- Free to €100/mo
- Your money
- Company holds it
- Sign-up
- Bybit EU account + ID
- Apple / Google Pay
- The card itself
- Free virtual and physical
How we calculateEstimate for everyday spending: most of it in your local currency, topping up with crypto.Checked November 10, sources in each section below
Our take
For people who keep crypto on Bybit and want simple cashback without a monthly cap. Not for you if you want the bigger cashback rates without trading enough to reach VIP status.
Want more cashback? Compare with Lava Card
Good to know
- Apple, Google and Samsung Pay
- Cashback in USDC or BTC
- Spends straight from Bybit EU
- Contactless only after chip and PIN
- Physical card takes up to 30 days
- No monthly card statements
Fees
SourceBybit EU help center, card fees and limits · checked November 10- Monthly fee
- €0No annual, inactivity or cancellation fee
- Virtual card
- Free
- Physical card
- FreeFirst card free 'until further notice'; replacement €5
- Paying abroad
- 0.5% extraOn non-EUR purchases, on top of the Mastercard rate
- Crypto conversion
- 0.9%When EUR in the Funding account runs out; min 1 EUR/USD
Plans
Base (non-VIP)€0 / month
- 1% cashback, no monthly cap
VIP 1–2VIP level on Bybit EU
- 2% cashback, up to €50 a month
- 100% back on Netflix, Spotify, ChatGPT and more
VIP 3VIP level on Bybit EU
- 4% cashback, up to €150 a month
VIP 4 / PRO 1VIP level on Bybit EU
- 6% cashback, up to €250 a month
VIP 5 / PRO 2VIP level on Bybit EU
- 8% cashback, up to €400 a month
Supreme VIP / PRO 3–5VIP level on Bybit EU
- 10% cashback, up to €600 a month
Limits
SourceBybit EU help center, card fees and limits · checked November 10- Spending
- €5,000 a day, €10,000 a monthTier 1; up to €15,000 a day and €50,000 a month on request
- Spending per year
- €60,000Tier 1; up to €250,000
- Cash
- €2,000 a day and a monthTier 1; up to €10,000 a month
Top up & withdraw
SourceBybit EU help center, card FAQ · checked November 10Top up
- Crypto
- USDC, BTC, ETH, MNT, GRAM, XRP, EURCSpends from the Bybit EU Funding account; EUR first, then crypto in your order
- Bank / card
- Buy EUR or crypto with One-Click BuyFee not on the card pages
Withdraw
- To a crypto wallet
- Yes, from the Bybit EU account
- Cash withdrawal
- Bybit EU help center, card fees and limits · November 10
- Free to €100/mo, then 2%Plus the ATM's own fee
For residents of 29 countries
Not on the list? Then Bybit Card EU doesn't accept people living there yet.
- How they check where you live
- Country of residence chosen in the app; proof of address if the ID is not from the EEA
- ID from another country
- Where you live counts, not the country of your ID
- ID accepted
- Bybit EU help center, card FAQ · November 10
- EEA national ID, passport, residence permit or driving licence, valid 6+ monthsThe ID does not have to come from the country you live in
Trust
SourceBybit EU card page · checked November 10- Card issued by
- Harmoniie SAS with Moorwand Ltd
- Licence
- E-money institution authorised by the ACPR (Banque de France), passported to the EEA; Mastercard licence held by Moorwand. Crypto side: Bybit EU GmbH, MiCA CASP (Austria)
- Based in
- France
Changes
- June 15New cashback: 1% with no cap for non-VIPs (was points with caps)
- January 19Bitcoin added as a cashback option
- November 10Bybit Card EU: every fact checked against the official pages
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