Tonhub Card vs MiniPay Card
Tonhub CardBank top-ups, cash-out to a bank.
MiniPay CardLower cost at your spend, more cashback, better-rated app.
Side by side
Money
SourceTonhub home page, Wallet & card and supported jurisdictions · checked November 10SourceOpera press release, MiniPay launches Visa debit card (23.06.2026) · checked November 10- A year at $500/mo
- Costs/yr
- Earn up to/yr★
- Cashback a year
- None
- +$300★
- Cashback rate
- —
- Up to 5%, max $100/mo
- Virtual card
- Free
- Free to activate
Getting it
SourceTonhub home page, Wallet & card and supported jurisdictions · checked November 10SourceMiniPay FAQ · checked November 10- For residents of
- 35 countries
- Not published
- ID from another country
- Not published
- Not published
- ID accepted
- Not published: a short ID check with a photo of your document (document types not listed), 18+, living in a supported country
- Not published (identity check guided in the app, onboarding shows in the card tab if your country is supported)
- Sign-up
- ID check with a document photo
- ID check in the app, by country
- Top up from a bank
- Yes★
- Crypto only
- Cash out to a bank
- Yes★
- No
Using it
SourceTonhub home page, Wallet & card and supported jurisdictions · checked November 10SourceMiniPay virtual card page · checked November 10- Pays in
- 90M+ merchants, in store and online
- Anywhere Visa works, 175M+ merchants
- Spending per day
- Not published
- Not published
- App Store rating
- 4.3 / 5
- 4.6 / 5★
★ marks the better value where there is one. Estimate for everyday spending: most of it in your local currency, topping up with crypto. How we calculate. Every fact with its own source is on the card pages: Tonhub Card, MiniPay Card.




