Tangem Pay vs Tria Card
Tangem PayBank top-ups, cash-out to a bank, better-rated app.
Tria CardLower cost at your spend, more cashback, cheaper abroad.
Side by side
Money
SourceTangem Pay fees and limits (08.10.2026) · checked November 10SourceTria help center, memberships · checked November 10- A year at $500/mo
- Costs/yr
- Earn/yr★
- Cashback a year
- +$60
- +$90★
- Cashback rate
- 1–2% in USDC
- 1.5% in USDT, first $1,000/mo
- Paying in another currency
- 1.5% extra
- No Tria FX fee; Visa FX may apply★
- Virtual card
- First free, then $5
- Free
- Physical card
- $28.82–79.94 delivery
- Pro plan, $109/yr
- Cash withdrawal
- 4%
- $1 + 1% (Pro and Max)
Getting it
SourceTangem help center, getting started and KYC · checked November 10SourceTria help center, how to get a Tria Card · checked November 10- For residents of
- Not published
- Not published
- ID from another country
- Where you live counts, not the country of your ID
- Not published
- ID accepted
- Not published ('valid government-issued ID', types not named; checked by Sumsub)
- ID + selfie, 18+, physically in your country of residence; International card is not for US citizens
- Sign-up
- ID check (via Paera)
- ID + selfie
- Top up from a bank
- Yes★
- Crypto only
- Cash out to a bank
- Yes★
- No
Using it
SourceTangem help center, what is Tangem Pay · checked November 10SourceTria prohibited use policy · checked November 10- Pays in
- Anywhere Visa works
- Anywhere Visa works, except sanctioned places (Cuba, Iran, North Korea, Syria, occupied Ukraine)
- Spending per day
- $10,000 a card
- Not published
- App Store rating
- 4.9 / 5★
- 3.5 / 5
★ marks the better value where there is one. Estimate for everyday spending: most of it in your local currency, topping up with crypto. How we calculate. Every fact with its own source is on the card pages: Tangem Pay, Tria Card.
