Tangem Pay vs ether.fi Cash
Tangem PayBank top-ups, cash-out to a bank.
ether.fi CashLower cost at your spend, more cashback.
Side by side
Money
SourceTangem Pay fees and limits (08.10.2026) · checked November 10Sourceether.fi help center, plans · checked November 9- A year at $500/mo
- Costs/yr
- Earn/yr★
- Cashback a year
- +$60
- +$180★
- Cashback rate
- 1–2% in USDC
- 3% in ETHFI
- Virtual card
- First free, then $5
- First free, then $10
- Physical card
- $28.82–79.94 delivery
- $50
- Cash withdrawal
- 4%
- 10 free a month
Getting it
SourceTangem help center, getting started and KYC · checked November 10Sourceether.fi help center, verification · checked November 9- For residents of
- Not published
- 89 countries
- ID from another country
- Where you live counts, not the country of your ID
- Where you live counts, not the country of your ID
- ID accepted
- Not published ('valid government-issued ID', types not named; checked by Sumsub)
- Passport, national ID card or driver's licence, plus a selfie
- Sign-up
- ID check (via Paera)
- ID + selfie
- Top up from a bank
- Yes★
- Crypto only
- Cash out to a bank
- Yes★
- No
Using it
SourceTangem help center, what is Tangem Pay · checked November 10Sourceether.fi help center, FAQ · checked November 9- Pays in
- Anywhere Visa works
- Anywhere Visa works
- Spending per day
- $10,000 a card
- Not published
- Apple / Google Pay
★ marks the better value where there is one. Estimate for everyday spending: most of it in your local currency, topping up with crypto. How we calculate. Every fact with its own source is on the card pages: Tangem Pay, ether.fi Cash.
