SwissBorg Card vs KAST
SwissBorg CardCheaper abroad, better-rated app.
KASTLower cost at your spend, more cashback, bank top-ups.
Side by side
Money
SourceSwissBorg card page · checked November 10SourceKAST blog, tiers and fees · checked November 9- A year at $500/mo
- Costs/yr
- Earn/yr★
- Cashback a year
- None
- +$90★
- Cashback rate
- Part of the fee back in BORG
- 1.5–3%
- Paying in another currency
- 0% extra from SwissBorg★
- 0.5–1.75% extra
- Crypto conversion
- 0.99%
- Not published
- Virtual card
- Free
- First two free, then $2
- Physical card
- Not offered
- Free + shipping
- Cash withdrawal
- Not available
- $3 + 2%
Getting it
SourceSwissBorg Card rulebook (22.07.2026) · checked November 10SourceKAST help, restricted countries · checked November 9- For residents of
- 30 countries
- Not published
- ID from another country
- Not for citizens of 3 countries, wherever they live
- Not for citizens of 1 countries, wherever they live
- ID accepted
- Retail account, verified photo ID and verified address (KYC level 2); document types not published. You must live in one of the 30 countries
- Passport, national ID or driver's licence (no official list); must be your own
- Sign-up
- SwissBorg account + ID and address (level 2)
- ID + selfie
- Top up from a bank
- Crypto only
- Yes★
- Cash out to a bank
- No
- Yes★
Using it
SourceSwissBorg Card rulebook (22.07.2026) · checked November 10SourceKAST website · checked November 9- Pays in
- Anywhere Mastercard works except ~20 sanctioned countries (Russia, Belarus, Iran, Venezuela…)
- Merchants in 170+ countries, except sanctioned ones
- Spending per day
- Not published
- Not published
- Apple / Google Pay
- Physical card
- No
- Yes★
- Network
- Mastercard
- VISA
- App Store rating
- 4.5 / 5★
- 4 / 5
★ marks the better value where there is one. Estimate for everyday spending: most of it in your local currency, topping up with crypto. How we calculate. Every fact with its own source is on the card pages: SwissBorg Card, KAST.
