PintoPay Card vs MiniPay Card
PintoPay CardPhysical card.
MiniPay CardMore cashback, your own wallet.
Side by side
Money
SourcePintoPay terms and conditions (16.10.2026) · checked November 10SourceOpera press release, MiniPay launches Visa debit card (23.06.2026) · checked November 10- A year at $500/mo
- Monthly fee not published
- Earn up to/yr
- Cashback a year
- None
- +$300★
- Cashback rate
- —
- Up to 5%, max $100/mo
- Virtual card
- Free
- Free to activate
- Physical card
- Yes
- Not offered
- Cash withdrawal
- Fee not published
- No ATM
Getting it
SourcePintoPay terms and conditions (16.10.2026) · checked November 10SourceMiniPay FAQ · checked November 10- For residents of
- Not published
- Not published
- ID from another country
- Not for citizens of 1 countries, wherever they live
- Not published
- ID accepted
- A short form in the bot; the terms let PintoPay ask for ID and source of funds at any time
- Not published (identity check guided in the app, onboarding shows in the card tab if your country is supported)
- Sign-up
- Telegram bot + short form
- ID check in the app, by country
Using it
SourcePintoPay home page and FAQ · checked November 10SourceMiniPay virtual card page · checked November 10- Pays in
- Online and in shops in 180+ countries, Apple Pay, ATMs
- Anywhere Visa works, 175M+ merchants
- Spending per day
- $10,000
- Not published
- Physical card
- Yes★
- No
- Your money
- Company holds it
- You hold it
- Network
- Mastercard
- VISA
- App Store rating
- Not found
- 4.6 / 5
★ marks the better value where there is one. Estimate for everyday spending: most of it in your local currency, topping up with crypto. How we calculate. Every fact with its own source is on the card pages: PintoPay Card, MiniPay Card.




