MiniPay Card vs OffGrid Card
MiniPay CardLower cost at your spend, more cashback, your own wallet.
OffGrid CardVisa paid with crypto, no ID or selfie.
Side by side
Money
SourceOpera press release, MiniPay launches Visa debit card (23.06.2026) · checked November 10SourceOffGrid FAQ (in-app, read from the app code) · checked November 10- A year at $500/mo
- Earn up to/yr★
- Costs/yr
- Cashback a year
- +$300★
- None
- Cashback rate
- Up to 5%, max $100/mo
- —
- Virtual card
- Free to activate
- Free
Getting it
SourceMiniPay FAQ · checked November 10SourceOffGrid FAQ (in-app, read from the app code) · checked November 10- For residents of
- Not published
- Not published
- ID from another country
- Not published
- Not published
- ID accepted
- Not published (identity check guided in the app, onboarding shows in the card tab if your country is supported)
- None: no ID, no selfie; sign up with a passkey or email and an invite code
- Sign-up
- ID check in the app, by country
- Invite code, no ID
Using it
SourceMiniPay virtual card page · checked November 10SourceOffGrid terms and conditions, April 2026 (in-app, read from the app code) · checked November 10- Pays in
- Anywhere Visa works, 175M+ merchants
- Anywhere Visa is accepted, online and in store with Google Pay; not where crypto-funded prepaid cards are banned
- Spending per day
- Not published
- Not published
- Apple / Google Pay
- Your money
- You hold it
- Company holds it
- App Store rating
- 4.6 / 5
- Not found
★ marks the better value where there is one. Estimate for everyday spending: most of it in your local currency, topping up with crypto. How we calculate. Every fact with its own source is on the card pages: MiniPay Card, OffGrid Card.
