Lava Card vs SwissBorg Card
Lava CardLower cost at your spend, more cashback, more countries.
SwissBorg CardFree virtual Mastercard, no SwissBorg FX fee.
Side by side
Money
SourceLava Card terms, International · checked November 10SourceSwissBorg card page · checked November 10- A year at $500/mo
- Earn/yr★
- Costs/yr
- Cashback a year
- +$180★
- None
- Cashback rate
- 1–5% in BTC
- Part of the fee back in BORG
- Crypto conversion
- Not published
- 0.99%
- Cash withdrawal
- 2%, min $1
- Not available
Getting it
SourceLava Card terms, International · checked November 10SourceSwissBorg Card rulebook (22.07.2026) · checked November 10- For residents of
- 232 countries★
- 30 countries
- ID from another country
- Not published
- Not for citizens of 3 countries, wherever they live
- ID accepted
- Not published: Lava may ask for 'additional documents that are acceptable to us'; approval needed
- Retail account, verified photo ID and verified address (KYC level 2); document types not published. You must live in one of the 30 countries
- Sign-up
- Lava account + ID check
- SwissBorg account + ID and address (level 2)
- Top up from a bank
- Yes★
- Crypto only
Using it
SourceLava FAQ, where the card is available · checked November 10SourceSwissBorg Card rulebook (22.07.2026) · checked November 10- Pays in
- Anywhere Visa works (150M+ merchants, 150+ countries); some merchant categories earn no rewards
- Anywhere Mastercard works except ~20 sanctioned countries (Russia, Belarus, Iran, Venezuela…)
- Spending per day
- Not published
- Not published
- Apple / Google Pay
- No
- Network
- VISA
- Mastercard
- App Store rating
- 4.6 / 5★
- 4.5 / 5
★ marks the better value where there is one. Estimate for everyday spending: most of it in your local currency, topping up with crypto. How we calculate. Every fact with its own source is on the card pages: Lava Card, SwissBorg Card.
