Lava Card vs MiniPay Card
Lava CardBank top-ups.
MiniPay CardLower cost at your spend, more cashback, your own wallet.
Side by side
Money
SourceLava Card terms, International · checked November 10SourceOpera press release, MiniPay launches Visa debit card (23.06.2026) · checked November 10- A year at $500/mo
- Earn/yr
- Earn up to/yr★
- Cashback a year
- +$180
- +$300★
- Cashback rate
- 1–5% in BTC
- Up to 5%, max $100/mo
- Virtual card
- Free
- Free to activate
- Cash withdrawal
- 2%, min $1
- No ATM
Getting it
SourceLava Card terms, International · checked November 10SourceMiniPay FAQ · checked November 10- For residents of
- 232 countries
- Not published
- ID from another country
- Not published
- Not published
- ID accepted
- Not published: Lava may ask for 'additional documents that are acceptable to us'; approval needed
- Not published (identity check guided in the app, onboarding shows in the card tab if your country is supported)
- Sign-up
- Lava account + ID check
- ID check in the app, by country
- Top up from a bank
- Yes★
- Crypto only
Using it
SourceLava FAQ, where the card is available · checked November 10SourceMiniPay virtual card page · checked November 10- Pays in
- Anywhere Visa works (150M+ merchants, 150+ countries); some merchant categories earn no rewards
- Anywhere Visa works, 175M+ merchants
- Spending per day
- Not published
- Not published
- Apple / Google Pay
- No
- Your money
- Company holds it
- You hold it
★ marks the better value where there is one. Estimate for everyday spending: most of it in your local currency, topping up with crypto. How we calculate. Every fact with its own source is on the card pages: Lava Card, MiniPay Card.
