KAST vs MiniPay Card
KASTBank top-ups, cash-out to a bank, physical card.
MiniPay CardLower cost at your spend, more cashback, cheaper abroad.
Side by side
Money
SourceKAST blog, tiers and fees · checked November 9SourceOpera press release, MiniPay launches Visa debit card (23.06.2026) · checked November 10- A year at $500/mo
- Earn/yr
- Earn up to/yr★
- Cashback a year
- +$90
- +$300★
- Cashback rate
- 1.5–3%
- Up to 5%, max $100/mo
- Paying in another currency
- 0.5–1.75% extra
- No MiniPay fee, Visa rate★
- Virtual card
- First two free, then $2
- Free to activate
- Physical card
- Free + shipping
- Not offered
- Cash withdrawal
- $3 + 2%
- No ATM
Getting it
SourceKAST help, restricted countries · checked November 9SourceMiniPay FAQ · checked November 10- For residents of
- Not published
- Not published
- ID from another country
- Not for citizens of 1 countries, wherever they live
- Not published
- ID accepted
- Passport, national ID or driver's licence (no official list); must be your own
- Not published (identity check guided in the app, onboarding shows in the card tab if your country is supported)
- Sign-up
- ID + selfie
- ID check in the app, by country
- Top up from a bank
- Yes★
- Crypto only
- Cash out to a bank
- Yes★
- No
Using it
SourceKAST website · checked November 9SourceMiniPay virtual card page · checked November 10- Pays in
- Merchants in 170+ countries, except sanctioned ones
- Anywhere Visa works, 175M+ merchants
- Spending per day
- Not published
- Not published
- Physical card
- Yes★
- No
- Your money
- Company holds it
- You hold it
- App Store rating
- 4 / 5
- 4.6 / 5★
★ marks the better value where there is one. Estimate for everyday spending: most of it in your local currency, topping up with crypto. How we calculate. Every fact with its own source is on the card pages: KAST, MiniPay Card.
