Bybit Card EU vs ARQ Card
Bybit Card EUMore cashback, more countries.
ARQ CardLower cost at your spend, cheaper abroad, bank top-ups.
Side by side
Money
SourceBybit EU help center, card fees and limits · checked November 10SourceARQ help center, card costs (01.10.2026) · checked November 10- A year at $500/mo
- Costs/yr
- Earn/yr★
- Cashback a year
- +$60★
- None
- Cashback rate
- 1–10%
- 1–2% with Premium
- Paying in another currency
- 0.5% extra
- No ARQ fee★
- Crypto conversion
- 0.9%
- Not published
- Physical card
- Free
- $4.99 shipping
- Cash withdrawal
- Free to €100/mo, then 2%
- 1%
Getting it
SourceBybit EU help center, card FAQ · checked November 10SourceARQ help center, does it work for foreigners · checked November 10- For residents of
- 29 countries★
- 4 countries
- ID from another country
- Where you live counts, not the country of your ID
- Where you live counts, not the country of your ID
- ID accepted
- EEA national ID, passport, residence permit or driving licence, valid 6+ months
- Not published (types not named). Foreigners: residence permit, local ID or a tax ID
- Sign-up
- Bybit EU account + ID
- ARQ account + ID
- Top up from a bank
- Crypto only
- Yes★
- Cash out to a bank
- No
- Yes★
Using it
SourceBybit EU help center, card FAQ · checked November 10SourceARQ help center, what is the ARQ Card · checked November 10- Pays in
- Anywhere Mastercard works
- Anywhere Mastercard works
- Spending per day
- Not published
- Not published
- App Store rating
- 4.5 / 5
- 4.7 / 5★
★ marks the better value where there is one. Estimate for everyday spending: most of it in your local currency, topping up with crypto. How we calculate. Every fact with its own source is on the card pages: Bybit Card EU, ARQ Card.
