ARQ Card vs Plasma One
ARQ CardCheaper abroad.
Plasma OneLower cost at your spend, more cashback, more countries.
Side by side
Money
SourceARQ help center, card costs (01.10.2026) · checked November 10SourcePlasma blog, Plasma One vs ether.fi · checked November 9- A year at $500/mo
- Earn/yr
- Earn/yr★
- Cashback a year
- None
- +$120★
- Cashback rate
- 1–2% with Premium
- 2–4%
- Paying in another currency
- No ARQ fee★
- 1% extra
- Virtual card
- Free
- 1 free on Lite
- Physical card
- $4.99 shipping
- Yes
- Cash withdrawal
- 1%
- $2 + 2%
Getting it
SourceARQ help center, does it work for foreigners · checked November 10SourcePlasma terms of service · checked November 9- For residents of
- 4 countries
- 218 countries★
- ID from another country
- Where you live counts, not the country of your ID
- Where you live counts, not the country of your ID
- ID accepted
- Not published (types not named). Foreigners: residence permit, local ID or a tax ID
- Photo of a government-issued ID (types not listed). Goes by where you live; sanctioned persons and residents of sanctioned countries refused
- Sign-up
- ARQ account + ID
- Government ID
Using it
SourceARQ help center, what is the ARQ Card · checked November 10SourcePlasma One Lite plan · checked November 9- Pays in
- Anywhere Mastercard works
- Anywhere Visa works, 180+ countries, except sanctioned ones
- Spending per day
- Not published
- Not published
- Your money
- Company holds it
- You hold it
- Network
- Mastercard
- VISA
- App Store rating
- 4.7 / 5
- Not found
★ marks the better value where there is one. Estimate for everyday spending: most of it in your local currency, topping up with crypto. How we calculate. Every fact with its own source is on the card pages: ARQ Card, Plasma One.




