Bitpanda Card vs INBESTGO Xniter Mastercard
Bitpanda CardMore cashback.
INBESTGO Xniter MastercardBank top-ups, cash-out to a bank.
Side by side
Money
SourceBitpanda Card page (fees and limits table) · checked November 10SourceINBESTGO card page · checked November 10- A year at $500/mo
- Earn/yr
- FX fee not published
- Cashback a year
- +$60★
- None
- Cashback rate
- 1% on crypto
- 0.5% in crypto
- Crypto conversion
- 0.99–2.49%
- Not published
- Physical card
- Free
- Yes
- Cash withdrawal
- 2%, min €2
- Yes
Getting it
SourceBitpanda helpdesk, Customer & ID documents acceptance policy · checked November 10SourceINBESTGO FAQ (updated 28.07.2026) · checked November 10- For residents of
- 20 countries
- Not published
- ID from another country
- Not for citizens of 27 countries, wherever they live
- Not published
- ID accepted
- Passport, or EEA/EU ID card or driving licence; other nationalities: EEA/EU residence permit valid 1+ year
- DPI or valid passport, plus a selfie
- Sign-up
- Bitpanda account + ID
- DPI or passport + selfie
- Top up from a bank
- Crypto only
- Yes★
- Cash out to a bank
- No
- Yes★
Using it
SourceBitpanda Card page (fees and limits table) · checked November 10SourceINBESTGO card page · checked November 10- Pays in
- Anywhere Visa works
- Anywhere Mastercard is accepted, in Guatemala and abroad
- Spending per day
- Not published
- Not published
- Apple / Google Pay
- No
- Network
- VISA
- Mastercard
- App Store rating
- 4.7 / 5
- Not found
★ marks the better value where there is one. Estimate for everyday spending: most of it in your local currency, topping up with crypto. How we calculate. Every fact with its own source is on the card pages: Bitpanda Card, INBESTGO Xniter Mastercard.
