Bitpanda Card vs Brighty Card
Bitpanda CardLower cost at your spend, more cashback, physical card.
Brighty CardMore countries, bank top-ups, cash-out to a bank.
Side by side
Money
SourceBitpanda Card page (fees and limits table) · checked November 10SourceBrighty help center, fees and limits (25.09.2026) · checked November 10- A year at $500/mo
- Earn/yr★
- Costs/yr
- Cashback a year
- +$60★
- +$30
- Cashback rate
- 1% on crypto
- 0.5–1.75% in USDC
- Crypto conversion
- 0.99–2.49%
- Not published
- Virtual card
- Free
- €2.99
- Physical card
- Free
- Not available
- Cash withdrawal
- 2%, min €2
- No physical card
Getting it
SourceBitpanda helpdesk, Customer & ID documents acceptance policy · checked November 10SourceBrighty help center, admissible documents for user verification (08.07.2026) · checked November 10- For residents of
- 20 countries
- 34 countries★
- ID from another country
- Not for citizens of 27 countries, wherever they live
- Where you live counts, not the country of your ID
- ID accepted
- Passport, or EEA/EU ID card or driving licence; other nationalities: EEA/EU residence permit valid 1+ year
- Passport or national ID (with photo, full name, date and place of birth, citizenship)
- Sign-up
- Bitpanda account + ID
- ID check (Sumsub)
- Top up from a bank
- Crypto only
- Yes★
- Cash out to a bank
- No
- Yes★
Using it
SourceBitpanda Card page (fees and limits table) · checked November 10SourceBrighty home page · checked November 10- Pays in
- Anywhere Visa works
- Anywhere Mastercard works
- Spending per day
- Not published
- Not published
- Apple / Google Pay
- Physical card
- Yes★
- No
- Network
- VISA
- Mastercard
- App Store rating
- 4.7 / 5★
- 4.5 / 5
★ marks the better value where there is one. Estimate for everyday spending: most of it in your local currency, topping up with crypto. How we calculate. Every fact with its own source is on the card pages: Bitpanda Card, Brighty Card.




