Free if you spend A year at $500/moNo fees and no cashback at this spend
No card fees, crypto back on purchases
Get Coinbase CardGet card
Brighty Card
Tap the card to read the small print
Your first yearCosts about/yr
- Monthly fee · none
- $0
- Cashback · 0.5%
- /yr
- Currency fee · 0%
- $0
- ATM
- No physical card
- Your money
- Company holds it
- Sign-up
- ID check (Sumsub)
- Apple / Google Pay
- The card itself
- €2.99 virtual
How we calculateEstimate for everyday spending: most of it in your local currency, topping up with crypto.Checked November 10, sources in each section below
Our take
For people who want one app for crypto, a euro account and a virtual card with small cashback. Not for you if you want a plastic card or cash from ATMs.
Need cash from ATMs? Compare with Lava Card
Good to know
- Free crypto deposits
- EUR, GBP and USD accounts
- Cashback in USDC
- Virtual card only for now
- No Apple Pay on the Mastercard
- Bank top-ups cost at least €10
Fees
SourceBrighty help center, fees and limits (25.09.2026) · checked November 10- Monthly fee
- Brighty One subscription terms (01.10.2026) · November 10
- €0Brighty One is the free plan; Plus and Pro are paid
- Virtual card
- €2.99No monthly service fee
- Physical card
- Brighty help center, core features (08.07.2026) · November 10
- Not availablePhysical Mastercard orders are not fulfilled at the moment
- Currency exchange
- 0.6%Brighty One; Plus 0.5% after €2,000 free a month, Pro 0.4% after €5,000
- Paying abroad
- Not published
- Bank top-up
- 0.3%, min €10SEPA / Faster Payments; SWIFT 0.7%, min €50
- Crypto deposit
- Free
Plans
Brighty One€0 / month
- 0.5% cashback in USDC, up to 20 USDC a month
- One virtual card
PlusPrice shown in the app
- Cashback up to 60 USDC a month
- €2,000 a month exchanged free, then 0.5%
- Two virtual cards
ProPrice shown in the app
- Cashback up to 100 USDC a month
- €5,000 a month exchanged free, then 0.4%
- Three virtual cards
Limits
SourceBrighty help center, fees and limits (25.09.2026) · checked November 10- Card spending
- €50,000 a day and a monthBrighty One; Plus €75,000, Pro €100,000
- Fiat balance
- €100,000Brighty One
Top up & withdraw
SourceBrighty help center, fees and limits (25.09.2026) · checked November 10Top up
- Crypto
- USDT, USDC, BTC, ETH, TON, SOL and moreIncoming crypto is free
- Bank
- SEPA, Faster Payments, SWIFT0.3% min €10; SWIFT 0.7% min €50
Withdraw
- To a crypto wallet
- Yes, network fee €1–20e.g. €3 on Tron, Ethereum, Solana, TON; €20 on Bitcoin
- To a bank
- SEPA €3 + 0.3% (min €10)Brighty One
For residents of 34 countries
Not on the list? Then Brighty Card doesn't accept people living there yet.
- How they check where you live
- Proof of address showing you live in a supported country
- ID from another country
- Where you live counts, not the country of your ID
- ID accepted
- Brighty help center, admissible documents for user verification (08.07.2026) · November 10
- Passport or national ID (with photo, full name, date and place of birth, citizenship)Checked in the app automatically
Trust
SourceBrighty One subscription terms (01.10.2026) · checked November 10- Card issued by
- Not named ("licensed partners"); app by BTY Digital AG
- Licence
- Brighty says it is not a bank; cards, accounts and custody come from unnamed licensed partners. Account partners listed: Breinrock Ltd, Fiat Republic, OpenPayd
- Based in
- Switzerland
Changes
- September 15New fee table: One, Plus and Pro plans
- November 10Brighty Card: every fact checked against the official pages
Similar cards
All cards
Earn /yr if you spend A year at $500/mo2% cashback+$120Crypto conversion−$6
0% extra abroad, cashback on USDG
Get OKX CardGet card
Earn /yr if you spend A year at $500/mo1% cashback+$60Crypto conversion−$59
1% back when you pay with crypto, no FX fee
Get Bitpanda CardGet card
