Bitpanda Card vs ARQ Card
Bitpanda CardLower cost at your spend, more cashback, more countries.
ARQ CardBank top-ups, cash-out to a bank.
Side by side
Money
SourceBitpanda Card page (fees and limits table) · checked November 10SourceARQ help center, card costs (01.10.2026) · checked November 10- A year at $500/mo
- Earn/yr★
- Earn/yr
- Cashback a year
- +$60★
- None
- Cashback rate
- 1% on crypto
- 1–2% with Premium
- Crypto conversion
- 0.99–2.49%
- Not published
- Physical card
- Free
- $4.99 shipping
- Cash withdrawal
- 2%, min €2
- 1%
Getting it
SourceBitpanda helpdesk, Customer & ID documents acceptance policy · checked November 10SourceARQ help center, does it work for foreigners · checked November 10- For residents of
- 20 countries★
- 4 countries
- ID from another country
- Not for citizens of 27 countries, wherever they live
- Where you live counts, not the country of your ID
- ID accepted
- Passport, or EEA/EU ID card or driving licence; other nationalities: EEA/EU residence permit valid 1+ year
- Not published (types not named). Foreigners: residence permit, local ID or a tax ID
- Sign-up
- Bitpanda account + ID
- ARQ account + ID
- Top up from a bank
- Crypto only
- Yes★
- Cash out to a bank
- No
- Yes★
Using it
SourceBitpanda Card page (fees and limits table) · checked November 10SourceARQ help center, what is the ARQ Card · checked November 10- Pays in
- Anywhere Visa works
- Anywhere Mastercard works
- Spending per day
- Not published
- Not published
- Network
- VISA
- Mastercard
★ marks the better value where there is one. Estimate for everyday spending: most of it in your local currency, topping up with crypto. How we calculate. Every fact with its own source is on the card pages: Bitpanda Card, ARQ Card.
