BingCard vs MiniPay Card
BingCardPhysical card.
MiniPay CardLower cost at your spend, more cashback, cheaper abroad.
Side by side
Money
SourceBingCard pricing · checked November 10SourceOpera press release, MiniPay launches Visa debit card (23.06.2026) · checked November 10- A year at $500/mo
- Costs/yr
- Earn up to/yr★
- Cashback a year
- None
- +$300★
- Cashback rate
- —
- Up to 5%, max $100/mo
- Paying in another currency
- 0–1%, by BIN
- No MiniPay fee, Visa rate★
- Virtual card
- $25 Exclusive, $25–69 Star
- Free to activate
- Physical card
- $168, with KYC
- Not offered
- For residents of
- Not published
- Not published
- ID from another country
- Not for citizens of 1 countries, wherever they live
- Not published
- ID accepted
- Not published; all clients expected to complete full KYC (terms limit unverified accounts, physical card needs KYC)
- Not published (identity check guided in the app, onboarding shows in the card tab if your country is supported)
- Sign-up
- Email; ID may be asked
- ID check in the app, by country
Using it
SourceBingCard FAQ · checked November 10SourceMiniPay virtual card page · checked November 10- Pays in
- Online merchants that take cards; physical card also in shops
- Anywhere Visa works, 175M+ merchants
- Spending per day
- Not published
- Not published
- Apple / Google Pay
- No
- Physical card
- Yes★
- No
- Your money
- Company holds it
- You hold it
- App Store rating
- Not found
- 4.6 / 5
★ marks the better value where there is one. Estimate for everyday spending: most of it in your local currency, topping up with crypto. How we calculate. Every fact with its own source is on the card pages: BingCard, MiniPay Card.
