Peanut Card vs Phantom Card
Peanut CardFree virtual Visa that spends USDC from your own wallet.
Phantom CardLower cost at your spend, cheaper abroad, bank top-ups.
Side by side
Money
SourcePeanut help, fees and pricing · checked November 10SourcePhantom help center, Cash fees · checked November 10- A year at $500/mo
- Costs/yr
- Earn/yr★
- Paying in another currency
- 1% (Visa rate plus 1%)
- Not published★
- Cash withdrawal
- No ATM
- Not supported
Getting it
SourcePeanut help, verification · checked November 10SourcePhantom help center, identity check for Cash · checked November 10- For residents of
- Not published
- 1 countries
- ID from another country
- Not published
- Where you live counts, not the country of your ID
- ID accepted
- Passport, national ID, residence permit or accepted driver's licence; the card needs its own identity check
- Government-issued ID and a selfie (document types not listed)
- Sign-up
- ID check
- ID + SSN check (via Stripe Link)
- Top up from a bank
- Crypto only
- Yes★
Using it
SourcePeanut Card page · checked November 10SourcePhantom help center, virtual Phantom debit card (US) · checked November 10- Pays in
- Wherever Visa is accepted, online and with Apple Pay / Google Pay where supported
- Anywhere Visa works; not gambling, crypto purchases, gift card reloads, cash advances or ATMs
- Spending per day
- Not published
- $2,000
- App Store rating
- Not found
- 4.8 / 5
★ marks the better value where there is one. Estimate for everyday spending: most of it in your local currency, topping up with crypto. How we calculate. Every fact with its own source is on the card pages: Peanut Card, Phantom Card.




