Encrypto Card vs Phantom Card
Encrypto CardCash-out to a bank.
Phantom CardBank top-ups.
Side by side
Money
SourcePhantom help center, Cash fees · checked November 10- A year at $500/mo
- Fees not published
- Earn/yr
- Cashback rate
- Weekly prize draw instead
- —
- Cash withdrawal
- No ATM
- Not supported
Getting it
SourceEncrypto web app (sign-up and in-app text) · checked November 10SourcePhantom help center, identity check for Cash · checked November 10- For residents of
- Not published
- 1 countries
- ID from another country
- Not published
- Where you live counts, not the country of your ID
- ID accepted
- 18+; ID photos and a selfie sent to Bridge for KYC (passport, national ID, residence permit)
- Government-issued ID and a selfie (document types not listed)
- Sign-up
- Invite, then ID check by Bridge
- ID + SSN check (via Stripe Link)
- Top up from a bank
- Crypto only
- Yes★
- Cash out to a bank
- Yes★
- No
Using it
SourceEncrypto home page and card disclosures · checked November 10SourcePhantom help center, virtual Phantom debit card (US) · checked November 10- Pays in
- 150M+ merchants in 160+ countries
- Anywhere Visa works; not gambling, crypto purchases, gift card reloads, cash advances or ATMs
- Spending per day
- Not published
- $2,000
- Apple / Google Pay
- No
- App Store rating
- Not found
- 4.8 / 5
★ marks the better value where there is one. Estimate for everyday spending: most of it in your local currency, topping up with crypto. How we calculate. Every fact with its own source is on the card pages: Encrypto Card, Phantom Card.




