XPlace Card vs Phantom Card
XPlace CardMore countries, cash-out to a bank.
Phantom CardLower cost at your spend, cheaper abroad, better-rated app.
Side by side
Money
SourceXPlace docs, about the card · checked November 10SourcePhantom help center, Cash fees · checked November 10- A year at $500/mo
- Costs/yr
- Earn/yr★
- Cashback rate
- 0.5% when borrowing
- —
- Paying in another currency
- 1% XPlace + 1% Visa on Basic
- Not published★
- Cash withdrawal
- No ATM on Basic
- Not supported
Getting it
SourceXPlace Prohibitions · checked November 10SourcePhantom help center, identity check for Cash · checked November 10- For residents of
- 232 countries★
- 1 countries
- ID from another country
- Not for citizens of 17 countries, wherever they live
- Where you live counts, not the country of your ID
- ID accepted
- KYC; not for residents or nationals of 17 countries, and not in some US states
- Government-issued ID and a selfie (document types not listed)
- Sign-up
- Email / Apple / Google + ID check
- ID + SSN check (via Stripe Link)
- Cash out to a bank
- Yes★
- No
Using it
SourceXPlace card page · checked November 10SourcePhantom help center, virtual Phantom debit card (US) · checked November 10- Pays in
- Anywhere Visa works, 160+ countries
- Anywhere Visa works; not gambling, crypto purchases, gift card reloads, cash advances or ATMs
- Spending per day
- Not published
- $2,000
- App Store rating
- 4.7 / 5
- 4.8 / 5★
★ marks the better value where there is one. Estimate for everyday spending: most of it in your local currency, topping up with crypto. How we calculate. Every fact with its own source is on the card pages: XPlace Card, Phantom Card.
