XPlace Card vs KAST
XPlace CardBetter-rated app, your own wallet.
KASTLower cost at your spend, more cashback, cheaper abroad.
Side by side
Money
SourceXPlace docs, about the card · checked November 10SourceKAST blog, tiers and fees · checked November 9- A year at $500/mo
- Costs/yr
- Earn/yr★
- Cashback a year
- None
- +$90★
- Cashback rate
- 0.5% when borrowing
- 1.5–3%
- Paying in another currency
- 1% XPlace + 1% Visa on Basic
- 0.5–1.75% extra★
- Virtual card
- Free
- First two free, then $2
- Physical card
- Not offered
- Free + shipping
- Cash withdrawal
- No ATM on Basic
- $3 + 2%
Getting it
SourceXPlace Prohibitions · checked November 10SourceKAST help, restricted countries · checked November 9- For residents of
- 232 countries
- Not published
- ID from another country
- Not for citizens of 17 countries, wherever they live
- Not for citizens of 1 countries, wherever they live
- ID accepted
- KYC; not for residents or nationals of 17 countries, and not in some US states
- Passport, national ID or driver's licence (no official list); must be your own
- Sign-up
- Email / Apple / Google + ID check
- ID + selfie
- Pays in
- Anywhere Visa works, 160+ countries
- Merchants in 170+ countries, except sanctioned ones
- Spending per day
- Not published
- Not published
- Physical card
- No
- Yes★
- Your money
- You hold it
- Company holds it
- App Store rating
- 4.7 / 5★
- 4 / 5
★ marks the better value where there is one. Estimate for everyday spending: most of it in your local currency, topping up with crypto. How we calculate. Every fact with its own source is on the card pages: XPlace Card, KAST.




