Payy Card vs Wirex One Card
Payy CardVisa that spends USDC from your own wallet, with private balances.
Wirex One CardMore cashback, cash-out to a bank.
Side by side
Money
SourceWirex litepaper 2026, Wirex One tiers · checked November 10- A year at $500/mo
- Fees not published
- Costs/yr
- Cashback a year
- None
- +$30★
- Cashback rate
- —
- 0.5–8%
- Physical card
- Yes
- From Premium tier
- Cash withdrawal
- Fee not published
- Free to $100–2,500 a month by tier
Getting it
SourcePayy Terms of Service (Zeplo, Inc. d/b/a Payy) · checked November 10SourceWirex help center, accepted ID documents · checked November 10- For residents of
- Not published
- 73 countries
- ID from another country
- Not published
- Not published
- ID accepted
- Verified Payy Wallet; personal data shared with Rain for an identity check
- Passport (almost any issuing country); ID card, driving licence, residence permit only from some
- Sign-up
- Payy Wallet + ID check
- ID check
- Cash out to a bank
- No
- Yes★
Using it
SourcePayy Terms of Service (Zeplo, Inc. d/b/a Payy) · checked November 10SourceWirex One help center, your Wirex One card (16.10.2026) · checked November 10- Pays in
- Wherever Visa works, online and in shops; not for people under US sanctions
- Anywhere Visa or Mastercard works
- Spending per day
- Not published
- Not published
- App Store rating
- Not found
- Not found
★ marks the better value where there is one. Estimate for everyday spending: most of it in your local currency, topping up with crypto. How we calculate. Every fact with its own source is on the card pages: Payy Card, Wirex One Card.
