Payy Card vs KAST
Payy CardCheaper abroad, your own wallet.
KASTMore cashback, cash-out to a bank.
Money
SourceKAST blog, tiers and fees · checked November 9- A year at $500/mo
- Fees not published
- Earn/yr
- Cashback a year
- None
- +$90★
- Cashback rate
- —
- 1.5–3%
- Paying in another currency
- 0% extra★
- 0.5–1.75% extra
- Virtual card
- Free
- First two free, then $2
- Physical card
- Yes
- Free + shipping
- Cash withdrawal
- Fee not published
- $3 + 2%
Getting it
SourcePayy Terms of Service (Zeplo, Inc. d/b/a Payy) · checked November 10SourceKAST help, restricted countries · checked November 9- For residents of
- Not published
- Not published
- ID from another country
- Not published
- Not for citizens of 1 countries, wherever they live
- ID accepted
- Verified Payy Wallet; personal data shared with Rain for an identity check
- Passport, national ID or driver's licence (no official list); must be your own
- Sign-up
- Payy Wallet + ID check
- ID + selfie
- Cash out to a bank
- No
- Yes★
Using it
SourcePayy Terms of Service (Zeplo, Inc. d/b/a Payy) · checked November 10SourceKAST website · checked November 9- Pays in
- Wherever Visa works, online and in shops; not for people under US sanctions
- Merchants in 170+ countries, except sanctioned ones
- Spending per day
- Not published
- Not published
- Your money
- You hold it
- Company holds it
- App Store rating
- Not found
- 4 / 5
★ marks the better value where there is one. Estimate for everyday spending: most of it in your local currency, topping up with crypto. How we calculate. Every fact with its own source is on the card pages: Payy Card, KAST.




