KAST vs Tangem Pay
KASTLower cost at your spend, more cashback, cheaper abroad.
Tangem PayBetter-rated app, your own wallet.
Side by side
Money
SourceKAST blog, tiers and fees · checked November 9SourceTangem Pay fees and limits (08.10.2026) · checked November 10- A year at $500/mo
- Earn/yr★
- Costs/yr
- Cashback a year
- +$90★
- +$60
- Cashback rate
- 1.5–3%
- 1–2% in USDC
- Paying in another currency
- 0.5–1.75% extra★
- 1.5% extra
- Virtual card
- First two free, then $2
- First free, then $5
- Physical card
- Free + shipping
- $28.82–79.94 delivery
- Cash withdrawal
- $3 + 2%
- 4%
Getting it
SourceKAST help, restricted countries · checked November 9SourceTangem help center, getting started and KYC · checked November 10- For residents of
- Not published
- Not published
- ID from another country
- Not for citizens of 1 countries, wherever they live
- Where you live counts, not the country of your ID
- ID accepted
- Passport, national ID or driver's licence (no official list); must be your own
- Not published ('valid government-issued ID', types not named; checked by Sumsub)
- Sign-up
- ID + selfie
- ID check (via Paera)
Using it
SourceKAST website · checked November 9SourceTangem help center, what is Tangem Pay · checked November 10- Pays in
- Merchants in 170+ countries, except sanctioned ones
- Anywhere Visa works
- Spending per day
- Not published
- $10,000 a card
- Your money
- Company holds it
- You hold it
- App Store rating
- 4 / 5
- 4.9 / 5★
★ marks the better value where there is one. Estimate for everyday spending: most of it in your local currency, topping up with crypto. How we calculate. Every fact with its own source is on the card pages: KAST, Tangem Pay.
