Ethena Pay Card vs ether.fi Cash
Ethena Pay CardLower cost at your spend, more cashback, cheaper abroad.
ether.fi CashPhysical card.
Side by side
Money
SourceEthena Pay pricing (updated 30.09.2026) · checked November 10Sourceether.fi help center, plans · checked November 9- A year at $500/mo
- Earn/yr★
- Earn/yr
- Cashback a year
- +$240★
- +$180
- Cashback rate
- 4–5% in AVAX
- 3% in ETHFI
- Paying in another currency
- Visa's rate, typically ~1%★
- 1.5% extra
- Virtual card
- Free
- First free, then $10
- Physical card
- Not offered
- $50
- Cash withdrawal
- $1 + 0.65%
- 10 free a month
Getting it
SourceEthena Pay terms of use (26.10.2026) · checked November 10Sourceether.fi help center, verification · checked November 9- For residents of
- Not published
- 89 countries
- ID from another country
- Not for citizens of 1 countries, wherever they live
- Where you live counts, not the country of your ID
- ID accepted
- Email sign-up, then ID check (Sumsub). Card not for US persons
- Passport, national ID card or driver's licence, plus a selfie
- Sign-up
- Waitlist, then email + ID check
- ID + selfie
- Top up from a bank
- Yes★
- Crypto only
- Cash out to a bank
- Yes★
- No
Using it
SourceEthena Pay terms of use (26.10.2026) · checked November 10Sourceether.fi help center, FAQ · checked November 9- Pays in
- Anywhere Visa works; not in Russia, Iran, North Korea, Cuba, Syria, Venezuela and 22 more
- Anywhere Visa works
- Spending per day
- Not published
- Not published
- Physical card
- No
- Yes★
- App Store rating
- Not found
- 4.9 / 5
★ marks the better value where there is one. Estimate for everyday spending: most of it in your local currency, topping up with crypto. How we calculate. Every fact with its own source is on the card pages: Ethena Pay Card, ether.fi Cash.
