Bitpanda Card vs Krak Card
Bitpanda CardLower cost at your spend, more cashback.
Krak CardMore countries, bank top-ups, cash-out to a bank.
Side by side
Money
SourceBitpanda Card page (fees and limits table) · checked November 10SourceKrak pricing · checked November 9- A year at $500/mo
- Earn/yr★
- Earn/yr
- Cashback a year
- +$60★
- None
- Cashback rate
- 1% on crypto
- 0.5–2%
- Crypto conversion
- 0.99–2.49%
- Spread, not published
- Cash withdrawal
- 2%, min €2
- No Krak fee
Getting it
SourceBitpanda helpdesk, Customer & ID documents acceptance policy · checked November 10SourceKrak support, card FAQ · checked November 9- For residents of
- 20 countries
- 32 countries★
- ID from another country
- Not for citizens of 27 countries, wherever they live
- Where you live counts, not the country of your ID
- ID accepted
- Passport, or EEA/EU ID card or driving licence; other nationalities: EEA/EU residence permit valid 1+ year
- Verified Krak account, 18+ (document types not published). Goes by where you live (UK, EEA, US residents), not nationality
- Sign-up
- Bitpanda account + ID
- Kraken account + ID
- Top up from a bank
- Crypto only
- Yes★
- Cash out to a bank
- No
- Yes★
Using it
SourceBitpanda Card page (fees and limits table) · checked November 10SourceKrak card page · checked November 9- Pays in
- Anywhere Visa works
- Anywhere Mastercard works, ATMs in 190+ countries
- Spending per day
- Not published
- Not published
- Network
- VISA
- Mastercard
- App Store rating
- 4.7 / 5
- Not found
★ marks the better value where there is one. Estimate for everyday spending: most of it in your local currency, topping up with crypto. How we calculate. Every fact with its own source is on the card pages: Bitpanda Card, Krak Card.




