ARQ Card vs Oobit Card
ARQ CardLower cost at your spend, cheaper abroad, physical card.
Oobit CardMore cashback, more countries.
Side by side
Money
SourceARQ help center, card costs (01.10.2026) · checked November 10SourceOobit fees page · checked November 10- A year at $500/mo
- Earn/yr★
- Costs/yr
- Cashback a year
- None
- +$120★
- Cashback rate
- 1–2% with Premium
- 5–10%
- Paying in another currency
- No ARQ fee★
- 1.5% extra
- Physical card
- $4.99 shipping
- Not offered
- Cash withdrawal
- 1%
- 2.5%, min $0.25
Getting it
SourceARQ help center, does it work for foreigners · checked November 10SourceOobit help center, verification documents · checked November 10- For residents of
- 4 countries
- 72 countries★
- ID from another country
- Where you live counts, not the country of your ID
- Where you live counts, not the country of your ID
- ID accepted
- Not published (types not named). Foreigners: residence permit, local ID or a tax ID
- Passport, national ID card or driving licence (which ones depends on your country), plus an in-app selfie
- Sign-up
- ARQ account + ID
- ID + selfie
Using it
SourceARQ help center, what is the ARQ Card · checked November 10SourceOobit help center, what is the card · checked November 10- Pays in
- Anywhere Mastercard works
- Anywhere Visa works
- Spending per day
- Not published
- $25,000 for most cards
- Physical card
- Yes★
- No
- Network
- Mastercard
- VISA
- App Store rating
- 4.7 / 5★
- 4.5 / 5
★ marks the better value where there is one. Estimate for everyday spending: most of it in your local currency, topping up with crypto. How we calculate. Every fact with its own source is on the card pages: ARQ Card, Oobit Card.
