Earn /yr if you spend A year at $500/mo2% cashback+$120Crypto conversion−$6
0% extra abroad, cashback on USDG
Get OKX CardGet card
OKX Card EU
Tap the card to read the small print
Your first yearEarn about/yr
- Monthly fee · none
- $0
- Cashback · 2%
- /yr
- Currency fee · 0%
- $0
- ATM
- No ATM
- Your money
- Company holds it
- Sign-up
- OKX account + ID
- Apple / Google Pay
- The card itself
- Free, virtual only
How we calculateEstimate for everyday spending: most of it in your local currency, topping up with crypto.Checked November 10, sources in each section below
Our take
For people who hold stablecoins and want a card with no fees on top of the exchange rate. Not for you if you need cash from ATMs or a plastic card.
Need cash from ATMs? Compare with Lava Card
Good to know
- No card, monthly or FX fees
- Apple Pay and Google Pay
- Cashback paid in USDG
- Virtual only, no cash withdrawals
- Cashback only when paying with USDG
- Not for Iceland or Liechtenstein
Fees
SourceOKX Learn, OKX Card EEA: fees, rewards, eligibility · checked November 10- Monthly fee
- €0No issuance, annual or inactivity fee
- Virtual card
- Free
- Paying abroad
- 0% extraMastercard's exchange rate
Plans
Non-VIP€0
- 2% back on USDG, up to €50 a month
VIP 1VIP level on OKX
- 4% back, up to €300 a month
VIP 2VIP level on OKX
- 4.5% back, up to €450 a month
VIP 3VIP level on OKX
- 5% back, up to €1,000 a month
VIP 4+VIP level on OKX
- 10% back, up to €1,000 a month
Limits
SourceOKX Learn, OKX Card EEA: fees, rewards, eligibility · checked November 10- Spending limits
- Your USDC / USDG balance in OKX PayNo credit; numeric limits not published
Top up & withdraw
SourceOKX Card page (EEA) · checked November 10Top up
- Crypto
- USDC, USDG in the OKX Pay accountOther coins via Convert first
Withdraw
- To a crypto wallet
- Yes, from the OKX account
- Cash withdrawal
- OKX Learn, OKX Card EEA: fees, rewards, eligibility · November 10
- Not availableVirtual card only
For residents of 28 countries
Not on the list? Then OKX Card EU doesn't accept people living there yet.
- How they check where you live
- Valid ID document and proof of address
- ID from another country
- Not published
- ID accepted
- OKX help, individual identity verification: supported documents · November 10
- Passport, national ID, driving licence or residence permit; must be your own original documentOKX lists these as common examples; the page shown in the app is definitive
Trust
SourceOKX, EEA regional addendum to the Pay Wallet terms (05.02.2026) · checked November 10- Card issued by
- UAB Monavate
- Licence
- E-money institution authorised by the Bank of Lithuania (LB002139); programme manager OKX Europe Limited, MiCA CASP licensed by the MFSA (Malta)
- Based in
- Lithuania
Changes
- September 1Ongoing cashback: 2% for non-VIPs, up to €50 a month
- January 28Launched in the EU and Norway, launch promo up to 20% for 30 days
- November 10OKX Card EU: every fact checked against the official pages
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