Earn /yr if you spend A year at $500/mo2% cashback+$120Crypto conversion−$6
0% extra abroad, cashback on USDG
Get OKX CardGet card
Lemon Card
Tap the card to read the small print
Your first yearEarn about/yr
- Monthly fee · none
- $0
- Cashback · 2%
- /yr
- Currency fee · 0%
- $0
- ATM
- No ATMs
- Your money
- Company holds it
- Sign-up
- Argentine ID + Lemon account
- Apple / Google Pay
- The card itself
- Free virtual and physical
How we calculateEstimate for everyday spending: most of it in your local currency, topping up with crypto.Checked November 10, sources in each section below
Our take
For people who live in the country, pay in pesos and want bitcoin back while spending crypto. Not for you if you need cash from ATMs or want rewards on trips.
Need cash from ATMs? Compare with Lava Card
Good to know
- Pay with pesos, USDT, BTC or ETH
- No 30% tax surcharge on purchases abroad
- Cash back at shop tills, up to ARS 170,000 a day
- No ATM withdrawals
- No cashback on purchases in other currencies
- Physical card after ARS 30,000 in deposits
Fees
SourceLemon help center, purchases in foreign currency (15.06.2026) · checked November 10- Monthly fee
- Lemon help center, all about the Lemon Card · November 10
- ARS 0No order, shipping or maintenance cost
- Physical card
- Lemon help center, how to order the card (14.08.2026) · November 10
- FreeAfter deposits of ARS 30,000 in total; shipped in 2–10 business days
- Paying with crypto
- Lemon help center, what is cashback · November 10
- 0.5%On purchases in pesos; the card converts crypto at Lemon's sell price
- Paying abroad from USDT
- No fee (1:1 USD)Other currencies are converted to USD by Visa
- Paying abroad from BTC/ETH
- 0.3%
- Paying abroad from pesos
- 0.5% + USDT bought 3.5% above the app price
Plans
Lemon Card (prepaid)ARS 0
- 2% back in BTC paying with crypto (0.5% fee)
- 0.25% back in BTC paying with pesos
- Cashback up to ARS 30,000 a month
Lemon Credit CardBacked by your bitcoin
- Visa credit card secured with BTC
- Credit up to ARS 1,000,000 (card page)
- Pay at the end of the month
Limits
SourceLemon help center, purchase limit (30.05.2026) · checked November 10- Spending
- Up to ARS 12,000,000 a daySet in the app; monthly limit shown in the app
Top up & withdraw
SourceLemon help center, all about the Lemon Card · checked November 10Top up
- Crypto
- USDT, BTC, ETH and moreThe card pays from ARS, BTC, ETH or digital dollars, with a backup currency
- Bank
- Lemon help center, how to order the card (14.08.2026) · November 10
- Transfer in pesos from a CBU/CVU
Withdraw
- To a crypto wallet
- Yes, from the Lemon app
- Cash withdrawal
- Lemon help center, ATM withdrawals (04.01.2025) · November 10
- Not at ATMsCash back at participating shops when you buy, up to ARS 170,000 a day
For residents of Argentina
Not on the list? Then Lemon Card doesn't accept people living there yet.
- How they check where you live
- Argentine ID (DNI) and a validated Lemon account
- ID from another country
- Not published
- ID accepted
- Lemon help center, what is the Lemon Card (requirements) · November 10
- Argentine ID (DNI) only, age 18+, verified Lemon account; foreign documents not accepted
- Pays in
- Lemon help center, all about the Lemon Card · November 10
- Anywhere Visa works, in Argentina and abroad
Trust
SourceDigifin prepaid card terms (31.10.2024) · checked November 10- Card issued by
- Digifin S.A. (card) with Bay Treasure Caramel S.A. (Lemon app)
- Licence
- Digifin: payment service provider, not a financial entity authorised by the Central Bank. Bay Treasure Caramel: virtual asset service provider registered with the CNV
- Based in
- Argentina
Changes
- October 6Apple Pay for cards created from this date (Google Pay from 22.09.2026)
- September 1Cashback paying with pesos cut from 0.5% to 0.25%; crypto stays 2%
- June 15Foreign-currency purchases no longer carry the 30% income-tax surcharge
- November 10Lemon Card: every fact checked against the official pages
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