Costs /yr if you spend A year at $500/mo2% cashback+$120Currency fee−$108Crypto conversion−$54
2% cashback, no monthly fee
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Bit2Me Card
Tap the card to read the small print
Your first yearCosts about/yr
- Monthly fee · none
- $0
- Cashback
- None
- Currency fee · 1.75%
- /yr
- ATM
- €2.50 in the eurozone
- Your money
- Company holds it
- Sign-up
- ID check in the Bit2Me app
- Apple / Google Pay
- The card itself
- Virtual free, physical €20
How we calculateEstimate for everyday spending: most of it in your local currency, topping up with crypto.Checked November 10, sources in each section below
Our take
For people who already keep crypto on this exchange and want to spend it from the same app. Not for you if you want cashback without climbing the app's loyalty levels.
Want more cashback? Compare with Lava Card
Good to know
- Pays from any Bit2Me wallet, crypto or euros
- Apple Pay and Google Pay
- No maintenance fee
- No cashback on the free level
- 0.95% on every crypto payment
- Physical card €20 on low levels
Fees
SourceBit2Me help center, Bit2Me Card costs and limits (modified 9 Sep) · checked November 10- Monthly fee
- €0
- Virtual card
- Free
- Physical card
- €20 at levels 0–2, €10 at level 3, €5 at level 4, free from level 5+€5 for delivery outside Spain
- Paying from a crypto wallet
- 0.95% per transactionAlso 0.95% on refunds to a crypto wallet
- Paying from the EUR wallet
- €0
- Paying abroad
- 1.75% in non-euro SEPA currencies, 2% elsewhere
- Inactivity, cancellation, Apple/Google Pay
- €0
Plans
Level 0€0
- No cashback
- Physical card €20
Levels 1–2Space Center points
- 0.25% / 0.5% back
- Cap €7.50 / €15 a month
- Physical card €20
Levels 3–4Space Center points
- 1% / 2% back
- Cap €30 / €100 a month
- Physical card €10 / €5
Levels 5–7Space Center points
- 3% / 5% / 7% back
- Cap €175 / €250 / €300 a month
- Physical card free
Limits
SourceBit2Me help center, Bit2Me Card costs and limits (modified 9 Sep) · checked November 10- Per purchase and per day
- €2,500
- Per month / year
- €20,000 / €200,00020 transactions a day, 200 a month, 700 a year
- ATM
- €300 a day, €3,000 a month, €30,000 a yearArticle text says €3,000 a day and €15,000 a month; the table is shown
- Cards
- 1 physical, 1 virtual
Top up & withdraw
SourceBit2Me help center, how the Bit2Me Card works (modified 22 Jul) · checked November 10Top up
- Bit2Me wallet
- Link any crypto or fiat wallet enabled in Bit2Me; switch any timeCrypto is sold at the market rate at the moment of payment
Withdraw
- Back to crypto
- Funds stay in the linked Bit2Me wallet
- Cash withdrawal
- Bit2Me help center, Bit2Me Card costs and limits (modified 9 Sep) · November 10
- Domestic €0, eurozone €2.50, outside €0.55 + 1% (min €0.75)Physical card only; the ATM's bank may add a fee
For residents of 29 countries
Not on the list? Then Bit2Me Card doesn't accept people living there yet.
- How they check where you live
- Registered tax residence in a listed EEA country
- ID from another country
- Not published
- ID accepted
- Bit2Me help center, accepted ID documents for registration · November 10
- Passport or national ID card; foreigners a residence permit from the country they live in. Driving licence not mentionedDocument depends on country of residence
- Pays in
- Bit2Me help center, Bit2Me Card cashback (modified 14 May) · November 10
- Anywhere Mastercard is accepted; no cashback at casinos, betting or financial services
Trust
SourceBit2Me Card page · checked November 10- Card issued by
- Pecunia Cards EDE, S.L.U. (Pecunpay)
- Licence
- Electronic money institution supervised by the Bank of Spain (no. 6707); Mastercard debit
- Based in
- Spain
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