Zoomex Card vs Lava Card
Zoomex CardCash-out to a bank.
Lava CardLower cost at your spend, more cashback, cheaper abroad.
Side by side
Money
SourceUR help center, UR Mastercard Debit Card (03.11.2026) · checked November 10SourceLava Card terms, International · checked November 10- A year at $500/mo
- Costs/yr
- Earn/yr★
- Cashback a year
- None
- +$180★
- Cashback rate
- 1% promo (end date unclear)
- 1–5% in BTC
- Paying in another currency
- 0–2%
- 0% FX fee, no spread★
- Cash withdrawal
- No ATM (virtual only)
- 2%, min $1
Getting it
SourceUR help center, opening a personal account (23.10.2026) · checked November 10SourceLava Card terms, International · checked November 10- For residents of
- 18 countries
- 232 countries★
- ID from another country
- Not for citizens of 9 countries, wherever they live
- Not published
- ID accepted
- 18+, government ID, not a US person, not domiciled in a UR-unsupported country and not in a Zoomex-excluded jurisdiction
- Not published: Lava may ask for 'additional documents that are acceptable to us'; approval needed
- Sign-up
- Zoomex account + UR account with ID check
- Lava account + ID check
- Cash out to a bank
- Yes★
- No
Using it
SourceUR help center, UR Mastercard Debit Card (03.11.2026) · checked November 10SourceLava FAQ, where the card is available · checked November 10- Pays in
- Anywhere Mastercard works
- Anywhere Visa works (150M+ merchants, 150+ countries); some merchant categories earn no rewards
- Spending per day
- Not published
- Not published
- Apple / Google Pay
- No
- Network
- Mastercard
- VISA
★ marks the better value where there is one. Estimate for everyday spending: most of it in your local currency, topping up with crypto. How we calculate. Every fact with its own source is on the card pages: Zoomex Card, Lava Card.
