Xapo Bank Card vs Plasma One
Xapo Bank CardCheaper abroad, more countries.
Plasma OneLower cost at your spend, more cashback, your own wallet.
Side by side
Money
SourceXapo Bank fee schedule · checked November 10SourcePlasma blog, Plasma One vs ether.fi · checked November 9- A year at $500/mo
- Costs/yr
- Earn/yr★
- Cashback a year
- None
- +$120★
- Cashback rate
- 2% in BTC, by balance
- 2–4%
- Paying in another currency
- 0% extra★
- 1% extra
- Virtual card
- Included
- 1 free on Lite
- Physical card
- Metal, free
- Yes
- Cash withdrawal
- Free to $100/mo, then 2%
- $2 + 2%
Getting it
SourceXapo Bank FAQ, company and membership · checked November 10SourcePlasma terms of service · checked November 9- For residents of
- 221 countries★
- 218 countries
- ID from another country
- Where you live counts, not the country of your ID
- Where you live counts, not the country of your ID
- ID accepted
- A valid government-issued ID (such as a passport) and a proof of address; 18+
- Photo of a government-issued ID (types not listed). Goes by where you live; sanctioned persons and residents of sanctioned countries refused
- Sign-up
- ID + proof of address
- Government ID
Using it
SourceXapo Bank debit card page · checked November 10SourcePlasma One Lite plan · checked November 9- Pays in
- Anywhere Visa or Mastercard works, 100+ countries
- Anywhere Visa works, 180+ countries, except sanctioned ones
- Spending per day
- $50,000
- Not published
- Apple / Google Pay
- No
- Your money
- Company holds it
- You hold it
- App Store rating
- Not found
- Not found
★ marks the better value where there is one. Estimate for everyday spending: most of it in your local currency, topping up with crypto. How we calculate. Every fact with its own source is on the card pages: Xapo Bank Card, Plasma One.




