Startale Card vs Phantom Card
Startale CardSpend USDSC from your own wallet, no interest.
Phantom CardLower cost at your spend, cheaper abroad, bank top-ups.
Side by side
Money
SourcePhantom help center, Cash fees · checked November 10- A year at $500/mo
- Costs/yr
- Earn/yr★
- Cashback rate
- In USDSC, rate not published
- —
- Paying in another currency
- 3% extra
- Not published★
- Cash withdrawal
- No ATM
- Not supported
Getting it
SourceStartale news, card verification guide (09.11.2026) · checked November 10SourcePhantom help center, identity check for Cash · checked November 10- For residents of
- Not published
- 1 countries
- ID from another country
- Not published
- Where you live counts, not the country of your ID
- ID accepted
- Passport or driver's licence, face check, tax or national ID number
- Government-issued ID and a selfie (document types not listed)
- Sign-up
- Waitlist, then ID + face scan
- ID + SSN check (via Stripe Link)
- Top up from a bank
- Crypto only
- Yes★
Using it
SourceStartale news, add card to Apple Pay or Google Pay (09.11.2026) · checked November 10SourcePhantom help center, virtual Phantom debit card (US) · checked November 10- Pays in
- 150M+ merchant locations, anywhere Visa is accepted
- Anywhere Visa works; not gambling, crypto purchases, gift card reloads, cash advances or ATMs
- Spending per day
- Not published
- $2,000
- App Store rating
- Not found
- 4.8 / 5
★ marks the better value where there is one. Estimate for everyday spending: most of it in your local currency, topping up with crypto. How we calculate. Every fact with its own source is on the card pages: Startale Card, Phantom Card.
