Phantom Card vs Startale Card
Phantom CardLower cost at your spend, cheaper abroad, bank top-ups.
Startale CardSpend USDSC from your own wallet, no interest.
Side by side
Money
SourcePhantom help center, Cash fees · checked November 10- A year at $500/mo
- Earn/yr★
- Costs/yr
- Cashback rate
- —
- In USDSC, rate not published
- Paying in another currency
- Not published★
- 3% extra
- Cash withdrawal
- Not supported
- No ATM
Getting it
SourcePhantom help center, identity check for Cash · checked November 10SourceStartale news, card verification guide (09.11.2026) · checked November 10- For residents of
- 1 countries
- Not published
- ID from another country
- Where you live counts, not the country of your ID
- Not published
- ID accepted
- Government-issued ID and a selfie (document types not listed)
- Passport or driver's licence, face check, tax or national ID number
- Sign-up
- ID + SSN check (via Stripe Link)
- Waitlist, then ID + face scan
- Top up from a bank
- Yes★
- Crypto only
Using it
SourcePhantom help center, virtual Phantom debit card (US) · checked November 10SourceStartale news, add card to Apple Pay or Google Pay (09.11.2026) · checked November 10- Pays in
- Anywhere Visa works; not gambling, crypto purchases, gift card reloads, cash advances or ATMs
- 150M+ merchant locations, anywhere Visa is accepted
- Spending per day
- $2,000
- Not published
- App Store rating
- 4.8 / 5
- Not found
★ marks the better value where there is one. Estimate for everyday spending: most of it in your local currency, topping up with crypto. How we calculate. Every fact with its own source is on the card pages: Phantom Card, Startale Card.
