Phantom Card vs Exodus Card
Phantom CardBank top-ups, better-rated app.
Exodus CardMore countries.
Side by side
Money
SourcePhantom help center, Cash fees · checked November 10SourceExodus Pay page · checked November 10- A year at $500/mo
- Earn/yr
- FX fee not published
- Cashback rate
- —
- Points, value not published
- Cash withdrawal
- Not supported
- No ATM
Getting it
SourcePhantom help center, identity check for Cash · checked November 10SourceExodus knowledge base, getting started with the Exodus Card · checked November 10- For residents of
- 1 countries
- 42 countries★
- ID from another country
- Where you live counts, not the country of your ID
- Not published
- ID accepted
- Government-issued ID and a selfie (document types not listed)
- Exodus Pay verification, then SSN (US) or tax ID, address, income and source of funds
- Sign-up
- ID + SSN check (via Stripe Link)
- Phone + ID check (SSN or tax ID)
- Top up from a bank
- Yes★
- Crypto only
Using it
SourcePhantom help center, virtual Phantom debit card (US) · checked November 10SourceExodus knowledge base, getting started with the Exodus Card · checked November 10- Pays in
- Anywhere Visa works; not gambling, crypto purchases, gift card reloads, cash advances or ATMs
- Online and in store where Visa or Mastercard works; no PIN, no ATM; in Latin America ask for 'credit'
- Spending per day
- $2,000
- Not published
- App Store rating
- 4.8 / 5★
- 4.6 / 5
★ marks the better value where there is one. Estimate for everyday spending: most of it in your local currency, topping up with crypto. How we calculate. Every fact with its own source is on the card pages: Phantom Card, Exodus Card.
