MeruCard vs KAST
MeruCardBetter-rated app.
KASTLower cost at your spend, more cashback, cheaper abroad.
Money
SourceMeru fees and commissions (08.2026) · checked November 10SourceKAST blog, tiers and fees · checked November 9- A year at $500/mo
- Costs/yr
- Earn/yr★
- Cashback a year
- None
- +$90★
- Cashback rate
- 1% with paid Diamante
- 1.5–3%
- Paying in another currency
- 1.2% extra
- 0.5–1.75% extra★
- Virtual card
- Free
- First two free, then $2
- Physical card
- $5
- Free + shipping
- Cash withdrawal
- $0 from Meru
- $3 + 2%
Getting it
SourceMeru help center, what you need to open an account · checked November 10SourceKAST help, restricted countries · checked November 9- For residents of
- Not published
- Not published
- ID from another country
- Not for citizens of 1 countries, wherever they live
- Not for citizens of 1 countries, wherever they live
- ID accepted
- National ID card (cédula), DNI or passport, plus a face check
- Passport, national ID or driver's licence (no official list); must be your own
- Sign-up
- Meru account + ID and selfie
- ID + selfie
Using it
SourceMeru help center, MeruCard restrictions · checked November 10SourceKAST website · checked November 9- Pays in
- Anywhere Visa works, except betting, adult and dating sites, e-wallets and some streaming and games
- Merchants in 170+ countries, except sanctioned ones
- Spending per day
- Not published
- Not published
- App Store rating
- 4.6 / 5★
- 4 / 5
★ marks the better value where there is one. Estimate for everyday spending: most of it in your local currency, topping up with crypto. How we calculate. Every fact with its own source is on the card pages: MeruCard, KAST.
