Lava Card vs Teroxx Pay
Lava CardMore cashback, more countries, bank top-ups.
Teroxx PayPhysical card.
Side by side
Money
SourceLava Card terms, International · checked November 10SourceTeroxx Pay fact sheet (03.11.2026) · checked November 10- A year at $500/mo
- Earn/yr
- FX fee not published
- Cashback a year
- +$180★
- None
- Cashback rate
- 1–5% in BTC
- 0.5% in XRT
- Physical card
- Not offered
- Yes
- Cash withdrawal
- 2%, min $1
- €5 + 1% to 3%
Getting it
SourceLava Card terms, International · checked November 10SourceTeroxx help center · checked November 10- For residents of
- 232 countries★
- 30 countries
- ID from another country
- Not published
- Not published
- ID accepted
- Not published: Lava may ask for 'additional documents that are acceptable to us'; approval needed
- Government ID and proof of address (issued within 3 months), checked by Sumsub; account opened via contact form and a relationship manager
- Sign-up
- Lava account + ID check
- ID + proof of address, via a relationship manager
- Top up from a bank
- Yes★
- Crypto only
Using it
SourceLava FAQ, where the card is available · checked November 10SourceTeroxx Pay fact sheet (03.11.2026) · checked November 10- Pays in
- Anywhere Visa works (150M+ merchants, 150+ countries); some merchant categories earn no rewards
- 130M+ merchants worldwide; cash in 200+ countries
- Spending per day
- Not published
- Not published
- Apple / Google Pay
- No
- Physical card
- No
- Yes★
- App Store rating
- 4.6 / 5
- Not found
★ marks the better value where there is one. Estimate for everyday spending: most of it in your local currency, topping up with crypto. How we calculate. Every fact with its own source is on the card pages: Lava Card, Teroxx Pay.
