Lava Card vs Phantom Card
Lava CardLower cost at your spend, more cashback, more countries.
Phantom CardBetter-rated app, your own wallet.
Side by side
Money
SourceLava Card terms, International · checked November 10SourcePhantom help center, Cash fees · checked November 10- A year at $500/mo
- Earn/yr★
- Earn/yr
- Cashback a year
- +$180★
- None
- Cashback rate
- 1–5% in BTC
- —
- Cash withdrawal
- 2%, min $1
- Not supported
Getting it
SourceLava Card terms, International · checked November 10SourcePhantom help center, identity check for Cash · checked November 10- For residents of
- 232 countries★
- 1 countries
- ID from another country
- Not published
- Where you live counts, not the country of your ID
- ID accepted
- Not published: Lava may ask for 'additional documents that are acceptable to us'; approval needed
- Government-issued ID and a selfie (document types not listed)
- Sign-up
- Lava account + ID check
- ID + SSN check (via Stripe Link)
Using it
SourceLava FAQ, where the card is available · checked November 10SourcePhantom help center, virtual Phantom debit card (US) · checked November 10- Pays in
- Anywhere Visa works (150M+ merchants, 150+ countries); some merchant categories earn no rewards
- Anywhere Visa works; not gambling, crypto purchases, gift card reloads, cash advances or ATMs
- Spending per day
- Not published
- $2,000
- Apple / Google Pay
- No
- Your money
- Company holds it
- You hold it
- App Store rating
- 4.6 / 5
- 4.8 / 5★
★ marks the better value where there is one. Estimate for everyday spending: most of it in your local currency, topping up with crypto. How we calculate. Every fact with its own source is on the card pages: Lava Card, Phantom Card.
