KuCard EU vs Lava Card
KuCard EUPhysical card.
Lava CardLower cost at your spend, more cashback, cheaper abroad.
Money
SourceKuCoin EU help center, KuCard fees (updated 29.09.2026) · checked November 10SourceLava Card terms, International · checked November 10- A year at $500/mo
- Costs/yr
- Earn/yr★
- Cashback a year
- None
- +$180★
- Cashback rate
- Points, rate not published
- 1–5% in BTC
- Paying in another currency
- 2% extra
- 0% FX fee, no spread★
- Virtual card
- First free, then €9.90
- Free
- Physical card
- €9.90 first, then €19.90
- Not offered
- Cash withdrawal
- €2 in Europe
- 2%, min $1
Getting it
SourceKuCoin EU help center, how to apply for the KuCard (updated 07.10.2026) · checked November 10SourceLava Card terms, International · checked November 10- For residents of
- 29 countries
- 232 countries★
- ID from another country
- Not for citizens of 219 countries, wherever they live
- Not published
- ID accepted
- Valid EEA-issued ID or passport; full KYC on KuCoin EU
- Not published: Lava may ask for 'additional documents that are acceptable to us'; approval needed
- Sign-up
- KuCoin EU account + full KYC
- Lava account + ID check
- Top up from a bank
- Crypto only
- Yes★
Using it
SourceKuCoin EU, KuCard page · checked November 10SourceLava FAQ, where the card is available · checked November 10- Pays in
- Anywhere Visa works
- Anywhere Visa works (150M+ merchants, 150+ countries); some merchant categories earn no rewards
- Spending per day
- Not published
- Not published
- Apple / Google Pay
- No
- Physical card
- Yes★
- No
- App Store rating
- Not found
- 4.6 / 5
★ marks the better value where there is one. Estimate for everyday spending: most of it in your local currency, topping up with crypto. How we calculate. Every fact with its own source is on the card pages: KuCard EU, Lava Card.




