KAST vs Payy Card
KASTMore cashback, cash-out to a bank.
Payy CardCheaper abroad, your own wallet.
Money
SourceKAST blog, tiers and fees · checked November 9- A year at $500/mo
- Earn/yr
- Fees not published
- Cashback a year
- +$90★
- None
- Cashback rate
- 1.5–3%
- —
- Paying in another currency
- 0.5–1.75% extra
- 0% extra★
- Virtual card
- First two free, then $2
- Free
- Physical card
- Free + shipping
- Yes
- Cash withdrawal
- $3 + 2%
- Fee not published
Getting it
SourceKAST help, restricted countries · checked November 9SourcePayy Terms of Service (Zeplo, Inc. d/b/a Payy) · checked November 10- For residents of
- Not published
- Not published
- ID from another country
- Not for citizens of 1 countries, wherever they live
- Not published
- ID accepted
- Passport, national ID or driver's licence (no official list); must be your own
- Verified Payy Wallet; personal data shared with Rain for an identity check
- Sign-up
- ID + selfie
- Payy Wallet + ID check
- Cash out to a bank
- Yes★
- No
Using it
SourceKAST website · checked November 9SourcePayy Terms of Service (Zeplo, Inc. d/b/a Payy) · checked November 10- Pays in
- Merchants in 170+ countries, except sanctioned ones
- Wherever Visa works, online and in shops; not for people under US sanctions
- Spending per day
- Not published
- Not published
- Your money
- Company holds it
- You hold it
- App Store rating
- 4 / 5
- Not found
★ marks the better value where there is one. Estimate for everyday spending: most of it in your local currency, topping up with crypto. How we calculate. Every fact with its own source is on the card pages: KAST, Payy Card.
