Exodus Card vs Uphold Debit Card
Exodus CardCheaper abroad, more countries, your own wallet.
Uphold Debit CardMore cashback, bank top-ups, physical card.
Side by side
Money
SourceExodus Pay page · checked November 10SourceUphold Visa Card terms and fee Schedule A (16.09.2025) · checked November 10- A year at $500/mo
- FX fee not published
- Costs/yr
- Cashback a year
- None
- +$60★
- Cashback rate
- Points, value not published
- 1% in XRP, 3–4% on Elite
- Paying in another currency
- 0% extra★
- $1.50 per purchase
- Physical card
- Not offered
- $4.99
- Cash withdrawal
- No ATM
- $2.95
Getting it
SourceExodus knowledge base, getting started with the Exodus Card · checked November 10SourceUphold Visa Card terms and fee Schedule A (16.09.2025) · checked November 10- For residents of
- 42 countries★
- 1 countries
- ID from another country
- Not published
- Where you live counts, not the country of your ID
- ID accepted
- Exodus Pay verification, then SSN (US) or tax ID, address, income and source of funds
- Not published: a driver's license or other photo document may be requested; US residents only, no credit check
- Sign-up
- Phone + ID check (SSN or tax ID)
- Uphold account + ID
- Top up from a bank
- Crypto only
- Yes★
Using it
SourceExodus knowledge base, getting started with the Exodus Card · checked November 10SourceUphold debit card page (US) · checked November 10- Pays in
- Online and in store where Visa or Mastercard works; no PIN, no ATM; in Latin America ask for 'credit'
- Anywhere Visa works, online and in person
- Spending per day
- Not published
- Not published
- Physical card
- No
- Yes★
- Your money
- You hold it
- Company holds it
- App Store rating
- 4.6 / 5
- 4.7 / 5★
★ marks the better value where there is one. Estimate for everyday spending: most of it in your local currency, topping up with crypto. How we calculate. Every fact with its own source is on the card pages: Exodus Card, Uphold Debit Card.
