Decaf Card vs ether.fi Cash
Decaf CardMore countries, cash-out to a bank.
ether.fi CashLower cost at your spend, more cashback, cheaper abroad.
Side by side
Money
SourceDecaf help center, Card FAQ (07.02.2026) · checked November 10Sourceether.fi help center, plans · checked November 9- A year at $500/mo
- Costs/yr
- Earn/yr★
- Cashback a year
- None
- +$180★
- Cashback rate
- —
- 3% in ETHFI
- Paying in another currency
- Up to 2% on non-USD
- 1.5% extra★
- Virtual card
- $5
- First free, then $10
- Physical card
- $90
- $50
- Cash withdrawal
- No Decaf fee
- 10 free a month
Getting it
SourceDecaf Spend Card terms (effective 06.08.2025) · checked November 10Sourceether.fi help center, verification · checked November 9- For residents of
- 230 countries★
- 89 countries
- ID from another country
- Not for citizens of 1 countries, wherever they live
- Where you live counts, not the country of your ID
- ID accepted
- Identity check in the app (document types not published)
- Passport, national ID card or driver's licence, plus a selfie
- Sign-up
- Decaf app + ID check
- ID + selfie
- Cash out to a bank
- Yes★
- No
Using it
SourceDecaf Spend Card terms (effective 06.08.2025) · checked November 10Sourceether.fi help center, FAQ · checked November 9- Pays in
- Anywhere Visa is accepted; cash-like, crypto and gambling purchases can be blocked
- Anywhere Visa works
- Spending per day
- Not published
- Not published
- Apple / Google Pay
- App Store rating
- 4.4 / 5
- 4.9 / 5★
★ marks the better value where there is one. Estimate for everyday spending: most of it in your local currency, topping up with crypto. How we calculate. Every fact with its own source is on the card pages: Decaf Card, ether.fi Cash.
