Cozy Card vs Plasma One
Cozy CardVirtual card that works with AI subscriptions and PayPal, topped up with 17+ coins.
Plasma OneLower cost at your spend, more cashback, cheaper abroad.
Side by side
Money
SourceCwallet Cozy Card page · checked November 10SourcePlasma blog, Plasma One vs ether.fi · checked November 9- A year at $500/mo
- Costs/yr
- Earn/yr★
- Cashback a year
- None
- +$120★
- Cashback rate
- Points, value not published
- 2–4%
- Paying in another currency
- 1.5% extra
- 1% extra★
- Virtual card
- Free
- 1 free on Lite
- Physical card
- Not offered
- Yes
- Cash withdrawal
- No ATM
- $2 + 2%
Getting it
SourceCwallet docs, how to create a Cozy Card (plan table, updated 31.10.2026) · checked November 10SourcePlasma terms of service · checked November 9- For residents of
- Not published
- 218 countries
- ID from another country
- Not published
- Where you live counts, not the country of your ID
- ID accepted
- KYC is mandatory; supported ID document chosen in the app, photos or selfie if asked
- Photo of a government-issued ID (types not listed). Goes by where you live; sanctioned persons and residents of sanctioned countries refused
- Sign-up
- Cwallet account + ID check
- Government ID
- Top up from a bank
- Crypto only
- Yes★
- Cash out to a bank
- No
- Yes★
Using it
SourceCwallet docs, Cozy Card usage rules · checked November 10SourcePlasma One Lite plan · checked November 9- Pays in
- Where Visa / Mastercard works; not at fuel stations, crypto platforms, Uber, Grab, foodpanda, gambling
- Anywhere Visa works, 180+ countries, except sanctioned ones
- Spending per day
- Not published
- Not published
- Apple / Google Pay
- Physical card
- No
- Yes★
- Your money
- Company holds it
- You hold it
- App Store rating
- 4.9 / 5
- Not found
★ marks the better value where there is one. Estimate for everyday spending: most of it in your local currency, topping up with crypto. How we calculate. Every fact with its own source is on the card pages: Cozy Card, Plasma One.
