Coinbase Card vs MPChat Cloud Card
Coinbase CardCheaper abroad, bank top-ups.
MPChat Cloud CardMore countries.
Side by side
Money
SourcePathward cardholder agreement and fee Long Form (14.10.2024) · checked November 10SourceMPChat help, Cloud Card intro: fees and rules · checked November 10- A year at $500/mo
- Earn/yr
- FX fee not published
- Cashback rate
- Variable, in crypto
- —
- Paying in another currency
- $0★
- Issuer FX passed through, not published
- Cash withdrawal
- $0
- 2%, min $1
Getting it
SourcePathward cardholder agreement and fee Long Form (14.10.2024) · checked November 10SourceMPChat help, what is required to apply for a card · checked November 10- For residents of
- 1 countries
- 226 countries★
- ID from another country
- Not published
- Not published
- ID accepted
- Not published which IDs
- Age 18+, KYC1: document upload and liveness selfie (via Sumsub)
- Sign-up
- Coinbase account + ID
- ID + face scan
- Top up from a bank
- Yes★
- Crypto only
Using it
SourceCoinbase Card page · checked November 10SourceMPChat help, which cards MPChat offers · checked November 10- Pays in
- Anywhere Visa debit works; not at gambling, crypto, money-transfer, brokerage and some other merchants
- Wherever Visa is accepted; no POS or ATM use in mainland China
- Spending per day
- $2,500
- Not published
- App Store rating
- 4.7 / 5
- Not found
★ marks the better value where there is one. Estimate for everyday spending: most of it in your local currency, topping up with crypto. How we calculate. Every fact with its own source is on the card pages: Coinbase Card, MPChat Cloud Card.




